The public needs to be warned about PETERSEN DEAN INC, and RENOVATE AMERICA / HERO, especially senior citizens and disabled individuals on fixed income. Do not sign a contract with these companies that promise they can make home repairs affordable unless you show the contract to your tax preparer to examine all the financial documents FIRST.
PETERSEN DEAN AND RENOVATE AMERICA are flipping houses. They are NOT in the home repair business. They are in the house flipping business.
PETERSEN DEAN and RENOVATE AMERICA are not repairing your home. They are making improvements that will get them a higher price when they sell your house. The only choice you will be given is WHO sells your house....PETERSEN DEAN or RENOVATE AMERICA.
This warning is critical because this scam / con job is so widespread that the government offices that you might turn to to save your home are overwhelmed with these cases. You probably will not get help in time to save your home. If you cannot afford to retain a super lawyer with your income, you will find the pro bono attorneys in your city are also overloaded with these types of cases. The only safe thing to do is to NOT sign with PETERSEN DEAN and RENOVATE AMERICA aka HERO PROGRAM property tax financing.
The reason an urgent warning is needed is that IF you sign to have repairs you thought you could not afford but a PETERSEN DEAN / RENOVATE AMERICA / HERO employee verbally explained to you the savings you will receive that amount to getting a free $10,000.00 roof do not show on the contract but WILL materialize a year later when the bill comes due and your property tax covers it, you will lose your legal rights by the time you find out the hard way that this is not true you have been conned.
DO NOT BELIEVE ANY OF THE VERBAL EXPLANATIONS that PETERSEN DEAN makes when they come to your house to EXPLAIN. Every time you question the contract, PETERSEN DEAN will try to send two strange men to your house to explain it to you again. They will not email or snail mail the explanation to you. They know they are going to deny it, so they will not put it in writing. They will come to your house and talk your ears off. They will wear you out. They will keep telling you about the great deal you are getting, but you will not be able to walk across the street and explain it to your neighbor. You will not be able to remember or repeat all the nonsensical crap these con men brow beat you with. Your neighbor may ask you, "How much did your roof cost?" and if you tell PETERSEN DEAN and RENOVATE AMERICA you could not explain your deal to your neighbor, they will answer, "Let us talk to them. Each customer gets a tailor made deal. No two deals are alike." When I asked if I was really getting the deal I was told verbally that I was given, which DID NOT match what was on the written contract, I was told by PETERSEN DEAN that I was getting the same deal millionaires get. When I refused to sign the final contract until I had something in writing to explain my wonderful deal, I was finally given a document from PETERSEN DEAN which I showed to H&R Block tax company and they confirmed that only a millionaire would get the $10,000 discount, that I would lose my home if I signed the final document.
If you could not afford home repairs, you cannot afford the no win legal trap PETERSEN DEAN and RENOVATE AMERICA have prepared for you. If you do not discover the tax credit scam before you sign off with RENOVATE AMERICA / HERO financing, RENOVATE AMERICA / HERO will be the party taking your home away from you a year after the work was completed when you can't afford your house payment any more.
If you happen to discover the tax credit con BEFORE signing off with RENOVATE AMERICA
PETERSEN DEAN has a great deal of experience gaming the system and taking away people's homes. RENOVATE AMERICA ads tell you that you don't have to sign off until the job is done right and all issues are addressed. What they don't tell you is that if a problem happens, if PETERSEN DEAN damages your property and doesn't feel like paying LICENSED contractors to fix it or if you discover that the cost is not going to be what you were VERBALLY promised, RENOVATE AMERICA will back out of the deal and PETERSEN DEAN will become the one who takes your property.
It is a no win trap. You will not be offered any opportunity to keep your home. You will be told to pay for the whole repair IMMEDIATELY, which both PETERSEN DEAN and RENOVATE AMERICA already know you do not have that kind of cash, or you will be told to sign off with RENOVATE AMERICA that they may take your property in a year and if you refuse to sign that deadly document, PETERSEN DEAN will begin the 90 day process of taking your home away from you via MECHANICS LIENS.
PETERSEN DEAN is very skilled and moving fast and lying to the courts. By the time you scramble to get an attorney who will take your case on contingency or pro bono, PETERSEN DEAN will have sold your home. You will lose your house and everything you have worked for all your life.
PETERSEN DEAN will not show mercy because you are elderly, disabled or poor. You were selected BECAUSE you are elderly, disabled or poor. This scam does not target people who can afford an attorney.
The only way you can be protected from this sort of scam is never to do home improvement through "PROPERTY TAX FINANCING". Hang up when PETERSEN DEAN calls you on your home phone. Do not listen to the RENOVATE AMERICAN and PETERSEN DEAN ads on television, radio spots, twitter and Facebook advertising. Those ads show happy people and make it look like you can afford air-conditioning that you thought you could not afford.
Those ads show happy people enjoying air-conditioning they thought they could not afford for the first time in their life because their property taxes paid for it. Those ads do not show the many horrified customers watching PETERSEN DEAN and RENOVATE AMERICA steam roll them and take away everything they own. Until an investigative reporter interviews the victims of PETERSEN DEAN and RENOVATE AMERICA, you will not know about that horror until it is too late for your to escape it and you cannot save your family. The $500 Senior Citizen discount will mean nothing to you when you find yourself in a homeless shelter trying to understand how you lost your home so fast.
The air-conditioning that you actually end up with is going to be in a homeless shelter. You will not be able to afford your house payment a year after going solar and getting air-conditioning via RENOVATE AMERICA and PETERSEN DEAN. PETERSEN DEAN and RENOVATE AMERICA are flipping your house, they are not helping you make home improvements for your to enjoy.
RENOVATE AMERICA will take your home away from you a year after you discover they conned you. They KNOW you are not in the tax bracket that qualifies for the $10,000 tax credit.
RENOVATE AMERICA and PETERSEN DEAN are making more money taking homes away from low income people than they are making from the actual home improvements.
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