UPDATE, MY SON JAMES IS GRAVELY ILL

  

UPDATE: JAMES MARSHALL HAS METASTATIC CANCER SPREAD TO THE LUNG. He will have surgery this week.
Also, his teeth cannot be saved. For years the HERO property tax scam and Petersen Dean’s Case BC661819 blocked our access to the equity in our house and stopped us from being able to cap James’s teeth and destroyed us financially. James will have no teeth to chew with as he tries to recover from cancer in a gutted house. Because of his autism he can’t wear false teeth. He is so weak he has to sit everywhere he goes. His life has been cut short by these horrible financial crimes. We must file criminal charges. Some Los Angeles County employees have done the opposite of their duty to protect consumers and have protected HERO / Renovate America instead. This must be investigated and all parties who participated in the financial fraud must be brought to justice. I begged HERO and PETERSEN DEAN for my son’s life many times in writing. I asked LA County to investigate HERO and they shelved my official complaint and told me they could help me and my son transition into a homeless shelter. They told me not to go after HERO. They refused to accept documentation that would incriminate HERO.
My son and I fought alone,  in pro per for our home because LA County would not help us and told us to give up and just let HERO’S contractor take our home. Everyone who profited from this property tax financing home repair scam must be brought to justice. They have destroyed a lot of lives and they will destroy more. I see my son suffer every minute of every day and night. Greedy people could not resist the temptation to steal, cheat and lie. They didn’t care if it killed James. HERO, Petersen Dean and some LA County employees loved money more than life and were willing to kill for it. Every step of the way I cried out that James was sick and getting sicker because of the horrible things HERO and PETERSEN DEAN were putting us through to cover up their property tax scam. The trial by jury was set for April 2019 but Petersen Dean dismissed their case to avoid the jury from seeing what they did to James to try cover up their home repair scam.
 

IS LOS ANGELES COUNTY PROFITING FROM RENOVATE AMERICA TAX CREDIT SCAMS?

Is Los Angeles County Profiting From RENOVATE AMERICA Property Tax Credit Scams?

Petersen Dean was the unlicensed broker for RENOVATE AMERICA/HERO in the financing of the uncompleted, abandoned work on JENNIFER MARSHALL’S home. The matter is now on trial in case BC661819 Stanley Mosk Courthouse, Los Angeles, California.

This is why Petersen Dean has hidden the HERO FINANCING from Judge Murphy in BC661819.

This is why HERO Financing/Renovate America “disappeared” in January 2017 as the financing for the work being done on Jennifer Marshall’s home in 2016 and why Petersen Dean filed invalid Mechanics Liens, maintaining that HERO had never really financed the project and that miraculously Jennifer Marshall had qualified for “financing” with Petersen Dean with a no name fictitious financing company and a 420 credit score in 2016. 

All Petersen Dean has presented to the court as proof of financing (that Jennifer Marshall could not legally qualify for) is computer generated signatures that do not match Jennifer Marshall’s handwriting and do not match the amount Jennifer Marshall was told by Petersen Dean and Hero financing was going to be paid through her property taxes.

Petersen Dean, the broker for HERO FINANCING, boldly put 2 invalid Mechanics Liens on Jennifer Marshall’s home before finishing the work in an attempt to seize the home and bury the evidence before authorities found out. It is improper to use MECHANICS LIENS as a tool to force signatures on HERO FINANCING documents a consumer does not want to sign. Petersen Dean's attorneys have been reported to the State Bar for unprofessional conduct and malpractice, misuse of MECHANICS LIENS.

On May 25, 2018 the CSLB issued a citation that will remain on Petersen Dean’s License for five years. 

Judge Murphy in case BC661819 in Stanley Mosk Courthouse allowed Jennifer Marshall a trial by jury in spite of weeks of intense pressure from PETERSEN DEAN attorneys attempting to convince her that Judge Murphy would be upset if she was ungrateful and turned down a settlement conference that PETERSEN DEAN wanted instead of the trial by jury. The trial by jury is set for April 2019.

The actions of Petersen Dean and HERO/RENOVATE AMERICA fall under CALIFORNIA ELDER ABUSE LAW as Jennifer Marshall is over 65. Petersen Dean and HERO financing have deliberately done grave harm to JAMES MARSHALL, an autistic man aged 34, the son of Jennifer Marshall.

Attorneys for Petersen Dean have been reported to the State Bar for legal malpractice for deliberately abusing the Mechanics Liens process to bury the fact that they were brokers for the HERO/RENOVATE AMERICA tax credit scam in this home improvement project ( see case BC661819 Stanley Mosk ).

Please watch case BC661819 for further developments.

OPEN LETTER TO CALIFORNIA DOJ, FBI AND CSLB

Dear California Department of Justice, FBI and CSLB,

My autistic son and I are both experiencing sudden and extreme bouts of high blood pressure after a solid year of being stressed mercilessly by PETERSEN DEAN and RENOVATE AMERICA / HERO PROGRAM. An urgent care doctor told me that my high blood pressure was a reaction to stress. My autistic son began passing out and is having extensive testing which also appears to be heading towards the same diagnosis, extreme stress caused by PETERSEN DEAN disrupting our lives without mercy has taken a toll on our health. We might not survive this. Please keep investigating if we pass away from stroke or heart attack. I was in perfect health a year ago. My son was ill and this has made him much worse. PETERSEN DEAN and RENOVATE AMERICA/ HERO will say they had nothing to do with our deaths. That is not true. Please keep investigating. The horror of what they are doing to us begs the question, "How many other senior citizens, low income disabled people have these con artists crippled, destroyed and deprived of their homes?" PETERSEN DEAN and RENOVATE AMERICA are not going to stop doing this unless you make them stop.

Sincerely,

Jennifer Marshall & son James

CSLB SF 2016 9935 Petersen Dean Case

Department of Justice

Dear California Department of Justice, and CSLB, Doris Velasquez,

I made the video of the water noise coming from my roof today, November 13, 2017, because I received a call from my neighbor Gladys to come out to the property because a dripping noise was bothering her, that she heard it all night for days and it hasn’t been raining.

It appears to be coming from the solar panels which have NEVER been in operation and were supposed to be removed by Petersen Dean in January 2017 as per agreement with Petersen Dean and HERO financing. 

Previously, months ago, I sent you photos of brown liquid coming from my roof when it was not raining. I do not know if water damage is happening to the roof / house perhaps because of liquid coming from the solar panels and condensation. No one has been on the roof except the CSLB appointed inspector. I am keenly aware that PETERSEN DEAN will try to blame anyone who goes up on the roof for any damage that is found there as they have already attempted to claim they are not responsible for damages done by the people they hire to do the work that they (PETERSEN DEAN) were hired to do. While a court of law is not likely to believe an inspector lifted up new shingles to put rotten wood under the new shingles, a jury might believe it if Petersen Dean accused an inspector of BREAKING panels, wood, wires. Therefore I did not allow anyone to inspect the roof except the CSLB.

The damage I witnessed Petersen Dean do to my interior garage electrical wiring with a SLEDGEHAMMER on November 2, 2016 to my understanding was not mentioned in the First CSLB inspection and you (Ms Doris Velasquez of CSLB) informed me a SECOND inspection was necessary for the electrical part of the matter, including the solar panels. The damage to air vents from stucco powder prevents use of the heater until the matter is resolved, making ongoing bouts of lung infection and pneumonia a continued risk.

That second stage of the CSLB inspection did not happen, presumably because Petersen Dean had promised to remove the panels and thus confused the matter. ( i. e. why inspect solar panels that are slated to be removed?)

Item: The solar panels have NEVER functioned and were NEVER turned on.

Item: The 2017 offer from DWP to install free solar panels and pay me $300 a year to use them has been stopped by Petersen Dean’s tax credit scam. When H&R Block revealed it was a tax credit scam, both Petersen Dean and HERO agreed to remove the solar panels because as it was revealed by H&R Block, I could not afford them, that $10,000+ was in fact NOT going to fall off the $34,118.06. 

I was told repeatedly by PETERSEN DEAN that it by getting the package, it was like I was getting the roof free. That lie was repeated to me by different employees of PETERSEN DEAN. On one occasion I was told in a convoluted way that the deal expired but that I was being given another deal that was the same as the expired deal, that I was getting a good deal, that I was getting the same deal everyone was getting and I was getting the deal I thought I was getting. When my neighbor asked what the deal was, I was told by Petersen Dean that the deal was different for everyone and they would like to talk to her privately. 

I repeatedly asked that this "deal" be explained to me IN WRITING but PETERSEN DEAN men kept trying to arrange to meet me alone in the house to make me understand. The police advised me not to do this. Petersen Dean resisted every request to put this complicated, strange "deal" in writing. Finally I was given this chart that was supposed to answer my questions:

I was lied to by both Petersen Dean and HERO while I was guided through the jumpy, difficult to read electronic signatures. I was told to sign my signature and my initials ONE TIME and then my signature was deposited for me on a fast moving screen that was very difficult to read. In spite of my advance age, I did catch that there were two contracts. I asked repeatedly why the amount that was supposed to "drop off" was still showing, why there were TWO contracts. I was told by PETERSEN DEAN that people my age have trouble understanding these electronic contracts. I was deeply concerned that something was wrong but both PETERSEN DEAN and HERO assured me the price was not what I feared, that in fact $10,000+ would “fall off” in the form of tax credits. H&R Block examined the document that PETERSEN DEAN gave me to “prove” I would not “really” be paying the $34,118.06 that it seemed to me I was being billed. 

I have not received any documentation from CSLB regarding some of the electrical and other damage to my home caused by Petersen Dean and witnessed by me as it happened. I also have not received acknowledgment that the solar panels have NEVER BEEN used, turned on. The solar panels were supposed to be removed. I have not received acknowledgment of the tax credit scam / financial fraud portion of this matter acknowledging that PETERSEN DEAN in partnership with HERO FINANCING deceived me regarding the true and correct cost of this project. 

Question: Do I need to file an additional new complaint with the CSLB to focus on the monumental financial fraud elements of this matter? We have been gravely damaged financially and it is ongoing.  

Our health has been damaged physically and my son and I have both suffered multiple lung infections as well as extreme high blood pressure and fainting. What Petersen Dean is doing may result in death of me and or my son by stroke, heart attack, kidney problems brought on by extreme, unrelenting stress for an entire year. The financial damage and SOLID YEAR of unjustified stress of having our home in limbo has caused serious damage to the health of my autistic son James and myself. I went from perfect health, documented by Blue Shield / Covered California to suddenly having high blood pressure every single day. My son James is stressed beyond his ability to cope and also has developed high blood pressure and he is only 34. It is like we have been homeless for an entire year, fighting in vain to save our home and our lives. In psychological terms it has been like being a prisoner of war. We have not been permitted to return to our real life, to experience a night without dread and fear, to experience one single day without struggling to regain our equilibrium. 

I hope the Department of Justice will consider charging Petersen Dean and partner HERO financing with some form of attempted manslaughter in the sloppy attempt to knowingly commit financial fraud on victims they knew it would be easy to stress to death. Please do not let our deaths go un-investigated. I believe it was Petersen Dean’s intention to “win” our house by default. I believe HERO got cold feet and really wanted their contractor not to gamble on winning by default. Petersen Dean saw with their own eyes how sick James was and they mentioned his illness to me as a bargaining point as they tried to force me to sign a HERO document. Petersen Dean used my son’s health and the treat of MECHANICS LIENS to try to ram the tax credit scam down my throat. Petersen Dean told me what would happen to me and my son if I didn’t sign was “unimaginable”. 

If I die of a stroke in November 2017, please accept this email as my testimony that my death was not natural. My medical records show the onset of my high blood pressure coincides with having work done on our house and grew worse with the stress of watching my son fainting, losing consciousness, losing control of his bodily functions, crying because we have no emergency housing left, not being able to handle not being able to return to our normal life for over a year...my health deteriorated watching my son deteriorate from a year of unjustified stress. My entire body winced when my son stopped breathing. My body did not un-wince. My throat and my chest almost always feel tight. Watching my son suffer has torn me apart.

In January 2017 HERO wanted PETERSEN DEAN to remove the panels and finance the new shingles only but PETERSEN DEAN made it clear to me they would rather take our house than take that loss. Petersen Dean used my son’s health problems as a bargaining chip. Giving in to the bullying would not have made my son safe. The opposite is true. It would have sealed our fate.

It was a no win bargain for me...let my son die of stress by signing the document Petersen Dean was trying to force me to sign, knowingly accept a deal that H&R Block revealed would bankrupt us.....or don’t sign and search for an attorney who takes contingency cases while my son is in and out of the Emergency Rooms and Urgent Care Clinics. We ended up in the ER while asking an Alieso Viego attorney to consider our case. I had to leave the attorneys office and rush James to the ER so fast that I left behind personal belongings I had to go back and retrieve only to find the firm doesn’t take contingency cases. Most days my son was sobbing so uncontrollably that it was impossible to talk to attorneys in person or by phone. James’s doctors were alarmed that James was losing his emergency housing. Petersen Dean wasted our emergency housing with this unwarranted nightmare. What we have and are enduring is beyond words. 

If I live I will request Petersen Dean be charged with attempted murder/manslaughter in the commission of financial crimes/fraud. HERO is guilty as well. HERO knew everything because I reported everything to them. 

HERO advertising claims they protect senior citizens from this very thing, when in fact they step aside and allow their contractors to destroy people who resist the tax credit scam. 

We are different than most HERO/ PETERSEN DEAN victims because we found out BEFORE signing the final documents. Most victims get hit with the truth a year after signing the final documents and then suddenly can’t afford their house payment because they didn’t really get the tax credits they were told would make it affordable. 

H&R Block examined the document Petersen Dean gave me and warned me that none of the savings / credits applied to me, that I was not in that tax bracket and HERO and PETERSEN DEAN knew this by virtue of our well documented application process and discussions regarding how I could never qualify for regular financing for solar panels, and that I could not afford air conditioning, that I could not afford to use all the equity in my home given to me by KEEP YOUR HOME CALIFORNIA in the spring of 2016.  The tax credit scam HERO and Petersen Dean attempted to pull was deliberate. BOTH Petersen Dean and HERO knew the equity in my house was from a very recent grant from KEEP YOUR HOME CALIFORNIA.

If I die from a stress induced stroke before I can testify in a court of law, please accept this email as my sworn testimony that both Petersen Dean and HERO had full knowledge that I could not afford the $34,118.06 they dishonestly assured me on many occasions was not the true amount I would pay.

Furthermore, HERO in fact tried to encourage me to use ALL the KEEP YOUR HOME CALIFORNIA $76,000.00 equity, knowing full well this would cause me to not be able to afford my house payment in a year. HERO was upset that I refused to let their HERO SEARS contractor install air conditioning. HERO kept complaining and reminding me that I said I needed air conditioning and HERO complained that I had the equity to get it. It was as if HERO was trying to make me feel guilty and obligated to get air conditioning simply because I had asked how much it would cost. It was also as if HERO was trying to make me feel stupid for not getting air conditioning just because there was enough equity in the house to pay for it. At all times HERO understood that if I did what they were trying to push me to do that I would not be able to afford my house payment in a year. HERO knew. HERO knows. It is true that for years we received phone calls from Social Services reminding us to leave our home during heat waves because we do not have air conditioning. We learned to live with it. There is no excuse for buying air conditioning if you can't afford it. I refused to buy it because I could not afford it.

In that instance SEARS was not telling me baloney like PETERSEN DEAN was. SEARS did not aggressively lie like PETERSEN DEAN did. SEARS did not tell me ten thousand dollars and more would “fall off” due to tax credits. 

It was clear to me I could not afford air conditioning so I refused to sign the contract HERO’s SEARS contractor tried to get me to sign on a tablet they brought to my home. 

SEARS and HERO both wanted me to spend ALL of my KEEP YOUR HOME CALIFORNIA equity and I flat refused to do so.

I will testify under oath in a court of law under the laws of the State of California that my statements in this email are true and correct. 

My son and I are victims of financial fraud. Our lives have been destroyed by the criminal actions of Petersen Dean and their partner HERO financing. Cap Specialty insures Petersen Dean's bond. I do not know who insures HERO. I do know that we are not their only victims. Many places we went to for help informed us that they are overwhelmed with cases like ours.

It is very possible that my son or I might die of stress caused high blood pressure and exposure to the cold this winter. We have been struggling to stay alive all of 2017 but it is time to put on record that we are only human, that we have been hurt very bad by what Petersen Dean deliberately chose to do to us when legally they never should have used a Mechanics Lien to try to force a signature on job that was never completed and criminally financed via fraudulent figures, padded DWP amounts and fraudulent use of tax bracket figures both HERO and Petersen Dean had full knowledge did not apply to us by virtue of their own application documentation. 

We are only human. My blood pressure became permanently high since the day in September 2017 when my son was taken from the pavement in front the Marriott to the ER by ambulance. He stopped breathing for seconds that felt like forever. He felt like lifeless jello in my arms. The hotel staff ran to my room to get my purse with his medical IDs while I held my son waiting for the ambulance. My ears rang as I followed the ambulance in my car as the ambulance men suggested I do. James was in the ER 5 times within a month, not counting Urgent Care visits. My ears have been ringing every day since we maxed out our emergency housing and I could no longer afford our hotel room. On November 3, I fainted. (I had told my home insurance adjuster David Klein of ASSURANT on another occasion when I fainted in the parking lot of the MARRIOTT and again suffered temporary hearing loss. I also informed him on the occasion in our MARRIOTT hotel room when, like James, I had a lung infection and suddenly was unable to breath for a few seconds. Air would not come in or out. I was treated with a 2nd round of antibiotics. My blood pressure has become a problem I never had until fall 2016. It’s gotten worse each passing week. Watching my son fall apart because of what Petersen Dean is doing to us is ripping me apart. 

Please hold HERO/RENOVATE AMERICA/ Petersen Dean accountable for our deaths if my son and I succumb to this horrible situation Petersen Dean and HERO have trapped us in. We are fighting to stay alive with all our might, dreaming of having a safe home to live in again. But we are only human and so far the only reason doctors have found for the downward spiral in our health is the horrific stress. 

On terrifying occasions the ringing in my ears changed to not being able to hear at all, almost like being under water, having to sit down to keep from falling, losing consciousness. Unlike James, I sat down, then laid down before losing consciousness. James was standing and just fell backwards with no warning. A lady behind him caught him just before his head would have hit the concrete in front of the Marriott. I was in front of James and dove to help her break his fall and ripped the skin off my knees helping this kind stranger protect my son’s head from injury. Her daughter called the ambulance that Sunday morning. I guess because of James’s autism he doesn’t understand he should sit down when he feels faint. Days later he fainted again in the hotel bathroom and again I caught him before he fell on the sink / floor. He held on to me saying “goes to sleep” before he lost consciousness and lost  control of his bowels and bladder. He was aware that something bad was happening and called it “goes to sleep”. Seeing him turn to jelly again like that was horrifying. 

We might not survive this. We are trying 

Sincerely, 

Jennifer Marshall 

and son James 

THE KEEBLER ELF DEFENSE

No. The KEEBLER ELVES did not do it.

They were making cookies at the time in question.

I have been informed by a Los Angeles County Employee that the CONTRACTORS STATE LICENSING BOARD and CAP SPECIALITY have been urged (conned?) by PETERSEN DEAN and their attorney GEORGE MILIONIS to believe it is "impossible" to identify who did the work on our house that PETERSEN DEAN was hired to do. (Never mind that I saw the man with the sledgehammer knock the electrical wires loose with that sledgehammer. GEORGE MILIONIS does not put much stock in eyewitnesses.)

We have photos of the men who worked on our house. We have their names. We have their phone numbers. They do not deny having done the work they did and they did not deny the stucco accident on November 2, 2016. They apologized. PETERSEN DEAN tried to make them do a clean up they protested they were not licensed to do and did not know how to do.

Bottom line: the Keebler Elves did not work on our roof. It's not rocket science. The hallmark of George Milionis's technique is to create mystery where there is no mystery. To create doubt where there is no doubt.

This is not MURDER ON THE ORIENT EXPRESS. We know exactly who did what work on the house.

Think how preposterous it is for someone who wants to be PAID for repairing your roof to be presenting the argument to the CONTRACTORS STATE LICENSING BOARD and insurance company CAPSPECIALTY that no one can prove who did the work in question.

There is one clear motive PETERSEN DEAN'S attorney has for pretending they don't know who did the work and that is that Mr. George Milionis knows that he cannot rely on those gentlemen to lie for PETERSEN DEAN. They are subcontractors hired by PETERSEN DEAN and some of them told PETERSEN DEAN they could not do work they were being told to do but were not trained and licensed to do that work. PETERSEN DEAN does not want these men to testify in court for obvious reasons. I was on the job site and I heard the conversations between the subcontractors and their boss. I heard the employee say he was not qualified to do stucco remediation, that he did not have the equipment needed and that it would take him over four days to TRY to do the job he did not know how to do. He told his boss he did not know how to clean my autistic son's room, especially the fabrics and all the thousands of small items in the garage. I have the employee's name and phone number. I will also testify in court to the conversations I heard regarding not having a license and ability to do certain types of work.

This is a photo one of the men who worked on our roof. We can ask them all to come to court to testify as to exactly what work they did on our property. Most of the employees PETERSEN DEAN is claiming cannot be identified will tell the truth in court, which is why GEORGE MILIONIOS is claiming it is hard to identify them. Most of these subcontractors PETERSEN DEAN hired will not lie for PETERSEN DEAN. These subcontractors may not have been aware of the tax credit scam and the FINANCIAL FRAUD being committed by HERO and PETERSEN DEAN. They each do know exactly what part of the house they worked on, what repairs they were AUTHORIZED by PETERSEN DEAN to do and what work they were asked to do that they protested was not work they were qualified to do and would not attempt to do.

George Milionis, attorney for PETERSEN DEAN likes to win by cheating. Mr. Milionis makes people disappear. Mr Milionis makes facts disappear. Mr. Milionis uses the KEEBLER ELF DEFENSE. Mr. Milionis limits the scope of investigations to conceal financial fraud from being brought to justice. Mr. Milionis may be trying to manipulate the CSLB, which is wrong and should not be endured by the CSLB.

ILLEGAL USE OF MECHANICS LIENS

Item: The job in question was never completed. 

Item: The roof is CREAKING.

Item: The house is dangerous. There is stucco powder in the air vents from Petersen Deans reckless use of a stucco saw on November 2, 2016. There are multiple fire hazards created by the condition Petersen Dean left the house in. Petersen Dean refused to pay a licensed remediation service in spite of immediate quotes from qualified companies who agreed to start work on November 2, 2016. The fire hazard to our property extends to the many homes very close to each other in back to back gated communities. Petersen Dean complained that the quotes from licensed stucco powder remediation companies were too high and they wanted to use their subcontractor electricians to do remediation in spite of the protests from the electrician, Mr. Garrett Wallace that he did not know how to do stucco remediation work and would not know who to clean my autistic son's bedroom and the thousands of items covered with dust, including the air vents.

Item: There is still rotten wood on the roof. Petersen Dean shrugged it off as "thirsty wood". This is rotten wood that was supposed to be removed and replaced before a scheduled termite treatment by PACIFIC COAST TERMITE could be completed. That termite treatment has been on hold since Petersen Dean shut everything down on November 2, 2016 by refusing to move forward unless illegal documents were signed FIRST, stating that the work was done before they would do it, a document that required me to give up all rights and just "have faith" Petersen Dean would do the job. The damage is ongoing.

Item: There is still electrical damage done by Petersen Dean that has not been repaired. Petersen Dean shrugged it off as "impossible to tell which of their sub-contractors did what damage. We have names, numbers and photos of everyone who worked on the house. The work was not done by elves who disappeared into the magical night. This is a fire hazard for our house and the surrounding houses in our neighborhood.

Item: H&R Block reviewed Petersen Dean documents and declared it was a tax credit scam. Upon this revelation, both Petersen Dean and HERO (parent company RENOVATE AMERICA), agreed to remove the solar panels. That agreement was broken by Petersen Dean, who on second thought, decided to seize the property.

Item: Petersen Dean and their attorney George Milionis put mind boggling  illegal conditions on making repairs and removing the solar panels by demanding again, repeatedly, that documents be signed BEFORE they would honor the agreement to make repairs, documents that stated that the work they would do was already done and that all rights of the customer were given up regardless of the outcome of the undone work that the document stated was already done. 

Item: Petersen Dean and George Milionis and employees of the HERO PROGRAM via George Milionis have purposely given false information to CapSpecialty Insurance and the CSLB, the Contractors State Licensing Board with the intent of making them complicit in an attempted cover up of financial fraud.

Item: George Milionis illegally filed two Mechanics Liens to illegally seize a property with the intention of destroying all evidence of financial fraud.

ATTORNEY GEORGE MILIONIS TRAPS HOMEOWNERS IN TERRIFYING SITUATION

It signs the document with the pen or Mr. Milionis will step in. Attorney George Milionis makes "Buffalo Bill" of SILENCE OF THE LAMBS look like a amateur. Milionis know how to drag out torture and make pain last. He especially likes hurting elderly ladies and autistic people who lack the resources to escape him. Part of his satisfaction comes from watching the family struggle to find an attorney that takes such cases on contingency. Watching the count down of months, weeks, days, hours and minutes of a family agonizing over becoming homeless at his hands gives Milionis pride, satisfaction and is what makes other men at PETERSEN DEAN warn customers about what Milionis will do to them. They tell you to fear him. They tell you Milionis will hurt you badly and that he will enjoy the process. The hell will be unimaginable.

PETERSEN DEAN operates like a mobster. He commits financial fraud and has his attorney intimidate anyone who tries to do anything about it. He does some of the work without getting permits whenever possible. He tries to FORCE customers to sign documents that they know will destroy them. He reports incorrect information to CapSpeciality, the insurance for his bond. He tries to shut down investigations or influence the outcome. He conceals information from the courts. He has fake inspections and fake inspectors. He destroys documents. He destroys lives.

I was warned by men at PETERSEN DEAN that if I refused to sign a document that I knew would destroy our lives, it would get worse because George Milionis would step in. Such a build up was made about how terrible, unimaginably terrible life would become once Milionis stepped in that I was frightened and went to the police to tell them the things these men were telling me. This was the first red flag that I might be dealing with criminals, mobsters. Normal businesses do not make terrifying threats and normal businessmen do not try to isolate you and get you to meet them alone in your home.

Just like in "SILENCE OF THE LAMBS" movie, at first HERO / RENOVATE AMERICA charms you into trusting them. They couldn't hurt a fly. They claim to have a "Senior Citizen Protection Department" but they don't. They made that up just to win your trust. They claim they are here to help you improve your home and protect you from all those "bad" contractors out there. They have your back.....just like in "SILENCE OF THE LAMBS", unfortunately.

Once you find out it is a scam, they make it impossible to escape. HERO disappears and leaves you alone with "Buffalo Bill", Attorney George Milionis, attorney for their contractor. George Milionis likes to isolate you and control how much you can communicate. He doesn't want the world to hear your cries for help. He is going to skin you, that's what Petersen Dean's goons warn you he will do, in so many words when they try to get you alone in your house and force you to sign documents you don't want to sign because they will bankrupt you. Sign or Mr. Milionis will make you wish you were dead.

In November 2016 Petersen Dean and HERO / RENOVATE AMERICA made it very clear that they knew my autistic son was suffering lung infections after they "forgot" to close a door they didn't bother to get a permit from BUILDING & SAFETY to justify even opening. PETERSEN DEAN hurt my son James and began a process of trying to get me to sign away our rights that was so painful and prolonged, it feels like "false imprisonment".

Kyle Smith was one of many PETERSEN DEAN men who "worked on us". He told me he was the nice one and he knew James was suffering and he would hate to have to turn me over to Attorney George Milionis because even though we had suffered a great deal already, we could not imaging the suffering that we would face if Kyle Smith reported that he had be unable to get us to sign a document and he had to turn us over to Milionis.

I couldn't sign a document that wasn't true and also took away our rights. George Milionis conspired with HERO to do something to us that I can only describe as "false imprisonment". PETERSEN DEAN and HERO withdrew the only type of financing I could afford. HERO had approved the financing but PETERSEN DEAN needed them to withdraw it to trap us. Then Milionis began the process of trying to silence anyone who might reveal that we had been scammed. Milionis destroyed all the evidence that he could. HERO destroyed documents and fired people. Things that happened, suddenly "didn't happen". 

We felt like the senator's daughter in the pit in SILENCE OF THE LAMBS. PETERSEN DEAN tried to make sure no one would hear us scream for help by blocking us on social media. That only meant PETERSEN DEAN / HERO and RENOVATE AMERICA removed themselves from the conversation. It did not silence us. PETERSEN DEAN and RENOVATE AMERICA were confident that if they made a preemptive strike and sued us for breach of contract, we would not be able to afford a retainer to hire an attorney to reveal that their MECHANICS LIENS were invalid. They knew our financials because HERO put us through an application process before they approved us for property tax financing. This made them very confident that they had us cornered and they waited like wolves for our ASSURANT INSURANCE mold remediation CRS Emergency Housing to run out. They knew our house was uninhabitable because they filled the air vents with stucco powder and told their insurance CAP SPECIALTY that it wasn't such a big deal that my autistic son James got a serious lung infection after their reckless stucco incident because James was "already sick". They knew I fainted and found I also had a severe lung infection and then stopped breathing when the infection returned with a vengeance just like my son had stopped breathing on the freeway when his lung problem returned. We struggled to recover and spent most of our CRS emergency housing bedridden in the MARRIOTT, which staff can verify.

James is in this picture, under his favorite quilt that we took to the MARRIOTT CRS emergency housing to make him feel more secure. For over a year James slept with his toys in his bed, frightened of losing them. Often James was too sick to eat after the massive dose of stucco powder that filled his room on November 2, 2017. HERO told us to forget George Milionis's horrible letter threating to take our house if we did not sign a false document (saying work was done that was not done) or hand over $23,000 immediately. HERO told us to just enjoy or Thanksgiving Holiday and not to call them at the number they had given us because it was the holiday season and they would be enjoying the week with family. MARRIOTT staff can testify that James was so sick he could not handle a turkey dinner. He could not keep down the chicken broth the hotel made special for him.

HERO told us to shut up while they enjoyed the holiday. Then they withdrew financing and let George Milionis do all the horrible things they told us before the holidays that he would never really do.

George Milionis, attorney for PETERSEN DEAN who have a very close relationship with HERO/RENOVATE, so close that I asked if PETERSEN DEAN owned RENOVATE AMERICA, began the process of silencing the scam, undoing, unknowing. Suddenly, after threatening to make my son sicker, PETERSEN DEAN claimed they never knew his was sick and had no idea we were living in a hotel. The biggest disappearance was that of RENOVATE AMERICA, parent company of HERO. That was George Milionis's biggest magic trick. After withdrawing the only financing I could and did qualify for, HERO FINANCING, Milionis began saying, "We have nothing to do with HERO. HERO has nothing to do with the MECHANICS LIENS".  Milionis began creating his monster, a lean, mean and completely butchered version of the events, so narrowed and so streamlined that not an ounce of "fat" truth remain. He gloated that this slim, trim creation of his would slip through the courts so fast that none of the government investigations into the matter would be able to put the truth back together again. He would make us homeless before anyone knew what happened to us. 

Milionis fully expects to roll into court on September 20, 2017 with the arms and legs chopped off the truth. Maybe that is why JUSTICE is blind. Maybe she can hear our screams.

This blog is a cry for the FBI to investigate PETERSEN DEAN, HERO/RENOVATE AMERICA for fraud and perhaps in false financial imprisonment. If there is not a category of FALSE FINANCIAL IMPRISONMENT already, there should be. PETERSEN DEAN probably did not invent this mobster type crime, but George Milionis and the men of PETERSEN DEAN seem very proud of it and brag about how good they are at it.

The crime amounts to taking the hook of "property tax financing" from HERO when you can't get other types of financing. Then if you "interrupt the scam" by finding out you will not actually get the $10,000 discount because you are not in that tax bracket....no one who NEEDS HERO financing is in that bracket, if you discover the truth BEFORE signing the final document that takes away any future rights, then HERO withdraws the financing so their partner in crime can severely narrow the scope of a preemptive strike with liens that any good attorney could prove instantly were invalid. Most senior citizens and disabled people cannot afford a retainer cannot handle being in pro per without an attorney. 

 George Milionis loves the smell of invalid MECHANICS LIENS in the morning.

George Milionis is very proud of his surgical strikes. He would have the world believe he is like Robert Duvall in APOCALYPSE, loving the smell of MECHANICS LIENS in the morning, denying he ever saw Napalm Girl screaming in agony, he never heard my autistic son screaming in agony, headbanging in the emergency room because there is no more emergency housing funds left and our home is ugly and dangerous. My autistic son is lost, homeless, in agony and PETERSEN DEAN employees bloody well did hear his agonized screams many, many times as they worked on us to try to force us to sign a form that also would have made us homeless.

PETERSEN DEAN heard my son's screams MANY times. Now they are changing the story, streamlining it for a sleek, fast surgical strike in court on September 20, 2017. They are pretending they never heard James scream. They never knew all the things in documents their insurance CAP SPECIALTY has on file about how many times James went to the Emergency Room physically ill and emotionally shattered by the silent scam of being wrongfully imprisoned in a financial trap for a year, unable to re-establish his routine, unable to get his life back, because PETERSEN DEAN doesn't back down. They execute the scam come hell or high water. The men of PETERSEN DEAN often heard my son screaming. They didn't care.

George Milionis will tell the court he doesn't know anything about any screaming children. What children? What HERO financing? What agreement to remove the solar panels. Milionis loves a lean mean surgical strike.

Sometimes James is too sick to scream. Too sick to even cry. He told an employee at HOME DEPOT, "My house is destroyed." in a soft, defeated voice.

It was false financial imprisonment. Milionis and HERO removed the financing so that we had no options except HOW to lose our home.

Also I hope the FBI looks into the fact that HERO/RENOVATE AMERICA and PETERSEN DEAN are stealing houses that have KEEP YOUR HOME CALIFORNIA funds invested in them. This seems like it as one of many crimes happening.

The CFPB is beginning to investigate this new type of financing that is very unregulated. HERO and PETERSEN DEAN AND RENOVATE AMERICA tell customers that if they have equity they are qualified.  Having equity DOES NOT mean you can afford to take it out of your house. HERO and PETERSEN DEAN tell you that you will get $10,000 off your property tax. They told me I would save $300 a month on a $60 a month electric bill. They do crazy math.  You may not be able to afford your house when none of their promises materialize. You may find yourself in jail if you cheat the IRS like they encourage you to. PETERSEN DEAN told me repeatedly to try to pull a fast one on the IRS. I was shocked at how they assume everyone cheats just because it has become a way of life for them.

Silently, alone, frightened, so many victims have lost their homes. PETERSEN DEAN and RENOVATE AMERICA feign innocence, as if they had no idea people they "helped" improve their homes were losing their homes as a result. PETERSEN DEAN disconnected from the results of their scam. They show no mercy. After all, these people were targeted BECAUSE they were on limited income, disabled, elderly, ill. The ill were tempted with having air-conditioning in their own home instead of having to go to cooling stations like me and my son often had to.