Thursday, January 25, 2018

PETERSEN DEAN CONCEALED HERO FINANCING FROM THE COURTS


PETERSEN DEAN, INC put a great deal of effort in concealing from the courts that there was an open CONTRACTORS STATE LICENSE BOARD case against them. PETERSEN DEAN, INC also tried to intimidate the homeowner to conceal that HERO / RENOVATE AMERICA FINANCING existed in this case.

Hiding the financing for a project is a tall order. PETERSEN DEAN, INC has been operating above the law for so long that they became reckless. 

An example of the over the top recklessness, PETERSEN DEAN'S sales tactic is to embellish the tax credit scam lie to customers that they know will never qualify for the "free" roof in their combination "Free Roof and If You Go Solar" deal as a grand distraction. PETERSEN DEAN'S salesman repeatedly shocks you by telling you that you can cheat the IRS by not telling them you got a combination deal and by reporting the roof cost, (that you won't actually be paying when you get $10,000 + in tax credits), to report that roof material costs as part of the solar panel materials costs. PETERSEN DEAN goes overboard REPEATEDLY embellishing the large or LARGER amount of tax credit the customer can get if they are willing to lie to the IRS in order to steer the customer away form discussing that you have to be in a certain tax bracket to qualify for ANY tax credit.

If you are a senior citizen on SSI, you won't be in the tax bracket to receive the so called "free roof". If you are foolish enough to lie to the IRS as PETERSEN DEAN suggests so can get you an even bigger tax credit, you may end up in Federal Prison. 

\


Both HERO and PETERSEN DEAN target senior citizens. PETERSEN DEAN targets with SENIOR DISCOUNTS and HERO even had a phony SENIOR PROTECTION PROGRAM (they got angry at you if you kept asking to be referred to the nonexistent department for help) to give potential customers a false sense of security to trust the lies their contractor PETERSEN DEAN would tell them after their HERO APPLICATION to access the equity in their home was approved. The financing is set up so that the customer won't find out they have been lied to until a year after PETERSEN DEAN and HERO are long gone and off the hook.









Sunday, January 21, 2018

MOTION TO STRIKE

MOTION TO STRIKE


Beware PETERSEN DEAN ROOFING AND SOLAR INC and their business partner HERO PROGRAM / RENOVATE AMERICA. They can turn a simple home repair in to a very long nightmare.




My autistic son James and I do not have legal representation yet, so we will be in court tomorrow morning and will file this MOTION TO STRIKE and a CASE MANAGEMENT STATEMENT. We are doing our best to stay alive and survive this extremely lengthy nightmare.




JENNIFER MARSHALL, DEFENDANT

Harbor City, CA 





                                  SUPERIOR COURT OF THE STATE OF CALIFORNIA
COUNTY OF LOS ANGELES

PETERSEN DEAN, INC.
Plaintiff,
vs.
JENNIFER MARSHALL,
Defendant )
)
)
)
)
)
)
)
)
) Case No. BC661819

MOTION TO STRIKE
I respectfully request that Case BC661819 be dismissed with prejudice for the following reasons:
Whereas PETERSEN DEAN has not completed the job it wishes to be paid for, it was not appropriate to file the TWO MECHANICS LIENS preemptively to circumvent justice, destroy and bury evidence of financial fraud committed with HERO FINANCING as reported in CFPB CASE: 170111-001935 and avoid completeing the work that PETERSEN DEAN decided was not profitable for them to complete. That the work was not finished is documented in the open CSLB Case: SF20169935 PETERSEN DEAN and also documented in the open CAP SPECIALTY BOND INSURANCE CASE: 00180540-06 #0041327141.
Whereas the multiple agency (CSLB, CFPB, CAP SPECIALTY INSURANCE, et al) documented damage to my property, myself and my autistic son JAMES MARSHALL done by PETERSEN DEAN far exceeds the amount of money PETERSEN DEAN is asking for, I respectfully request that this case be dismissed with prejudice.
JENNIFER MARSHALL
SIGNED:________________________________
                JENNIFER MARSHALL                                                Dated this 21st day of January, 2018

 



Wednesday, January 3, 2018

UPDATE ON OUR SITUATION. WE ARE BADLY HURT.

UPDATE JANUARY 3, 2018.

This is an update of a MY OCWEN LOAN blog post written in September 2016. At the time I thought being attacked by OCWEN which manages my home loan that DEUTSCHE BANK bought was enough to kill a person. We didn't find an attorney to help us save our home but the CFPB helped stop the unwarranted attack and OCWEN put my name back on my loan. I saved our house but didn't get any damages for the hell of having to fight to save my home when I had a loan in good standing with a perfect payment history. Then, still in 2016, I thought what FARMERS INSURANCE did to us was going to kill us. I never dreamed that UNIVERSAL FLOOR SOURCE was being dishonest with me, my home insurance and SYNCHRONY BANK, that they didn't really have a license to rebuild our kitchen after mold remediation and they would join the ranks of vultures trying to steal the $76,000 equity in our home. And little did I know the HERO PROGRAM and PETERSEN DEAN SOLAR also had a scam cooking, that they also had been drooling over the $76,000 equity in our home that KEEP YOUR HOME CALIFORNIA had just granted us. With no attorney, my son and I had to fight alone to save our home. My autistic son James was by my side as I filed complaints with government agencies and filed responses in court to PETERSEN DEAN'S sneaky attempt to steal our home via Mechanics Liens that they had no right to file. They hoped no one would find out in time to stop them.

In 2016 a lot of con artists descended upon my autistic son and I and attempted to steal the equity in our home or in PETERSEN DEAN'S case, our entire home. A series of simultaneous disasters prevented us from focusing on the go fund me page for James in 2017. We found ourselves in a life and death fight to stay alive. We were in the emergency room over and over again with breathing difficulties and loss of consciousness. We were both badly beaten down by men who relentlessly threatened and bullied us, and we both began suffering sudden extreme high blood pressure episodes with fainting and difficulty breathing and lung infections. My son James and I are happy to be alive. We are still in danger and living in filthy, dangerous, horrible conditions but we managed to stay alive through all this.

The CFPB helped us make OCWEN stop its out of the blue attempt to steal our home (suspiciously following a $76,000 KEEP YOUR HOME CALIFORNIA GRANT and $5000 HAMP incentive award for never being late on my home loan). My CFPB complaints stopped OCWEN'S attempt to reverse our home loan modification which has a PERFECT PAYMENT HISTORY but during that battle to save our home from OCWEN, stachybotrys mold was discovered in our home and contractors who lied about having a license further damaged our home and shattered our lives before we could get back up on our feet after the unjustified OCWEN attack.

Here are some links to the simultaneous, ongoing disasters that my son and I are facing alone:

UNIVERSAL FLOOR SOURCE 

A THING OR TWO ABOUT FARMERS

PETERSEN DEAN and the HERO / RENOVATE AMERICA SCAM

It is a new year. We are still alive. My autistic son has made it clear to me that he trusts me and loves me. I am humbled by the way my son still looks up to me after I got so badly beaten by all these bullies these past two years. I am deeply moved by the his absolute trust that I will always keep him safe. He has made up little songs about me I will not fail him. I will get our house back from PETERSEN DEAN / HERO / RENOVATE AMERICA and I will sue them for their ruthless attempt to steal our home via their shameless tax credit scam. I will make UNIVERSAL FLOOR SOURCE repair what they destroyed without having a license. I will sue FARMERS for their standoff with my home insurance, for refusing to remediate the mold that their client Shadowbrook Estate Home Owner's Association caused.









******************************************************************************

The original September 28, 2016 post before things got so utterly out of control:



With all the fighting for our lives to save our home from OCWEN and now FARMERS INSURANCE, when all we have done is always pay our bills on time, there was little time left over to work on this fundraiser to help my autistic son James.

His dental pain is so severe that his life is ruined. The medications the ER gives him to make him stop crying have backfired and caused him to cry more with severe bladder problems. He spent Christmas and his birthday in pain, in bed. His health is being destroyed and his teeth hurt him everyday. 

Please share James' Go Fund Me video with everyone you know. Thank you. ❤️

Saturday, December 16, 2017

HERO FINANCING BLOCKS CUSTOMERS WHEN HERO CONTRACTORS GET CAUGHT CHEATING









Date:Saturday, December 16, 2017 2:40 PM
From:Jennifer E Marshall 
To:doris.velasquez@cslb.ca.gov, CSLB Lidia Moitoso-Champion <lidia.moitoso-champion@cslb.ca.gov>, piu@doj.ca.gov, CA Dept Of Insurance <thomas.goetzinger@insurance.ca.gov>, mmonnig@petersendean.com, CapSpecialty Pat Framke Claim 00180540-06 # 0041327141 <bondclaims@capspecialty.com>, CapSpecialty Pat Framke Claim 00180540-06 # 0041327141 <pframke@CapSpecialty.com>
Subject:Re: CSLB SF 2016 9935 Petersen Dean Case / Court Case BC661819
Update: HERO has continued to block receipt of ANY information from customer 
Jennifer Marshall. HERO publicly advertises they protect customers, with special 
protection for seniors when in fact they BLOCK all communications, refusing 
emails and phone calls from customers who are being victimized by their 
contractors. HERO FINANCING and PETERSEN DEAN conspired to remove HERO FINANCING 
from the records to allow theIr contractor PETERSEN DEAN to seize our home 
instead of completing the job, including the removal of rotten wood and other 
necessary, agreed upon repairs. HERO blocked it’s own approved financing of the 
project to clear the path for PETERSEN DEAN to file two Mechanics Liens instead 
of making repaires they insisted to Jennifer Marshall were too costly to make. 
In case number BC661819 PETERSEN DEAN then began asking the courts to allow 
foreclosure and sale of the home, deliberately concealing the financing and the 
unfinished work from the judge and in a bold act of perjury lied about 
attempting to properly serve court documents to the home owner, insisting the 
home owner was hiding in the house at the time Emergency Housing was documented 
and PETERSEN DEAN was fully aware of as was their insurance CAPSPECIALTY, having 
been sent that information via formal written complaint. 
 
The financial harm to Jennifer Marshall and her autistic son James far exceeds 
the cost of the home repairs HERO financed and their contractor PETERSEN DEAN 
agreed to complete but did not complete. The financial fraud resulted in 
derailment of other work being done to the house and stopped refinancing of the 
home to get out of any future harm from OCWEN. After the CFPB cleared the way 
for us to refinance and escape harm from OCWEN, HERO and PETERSEN DEAN then 
conspired and blocked the refinancing via misuse of Mechanics Liens. This in 
turn blocked 3 dental surgeries that my autistic son James was scheduled to have 
in 2016 to save his teeth damaged by medication, surgeries not covered by his 
insurance that were to be financed by the refinancing of the home, which HERO 
and PETERSEN DEAN blocked for so long that prosthodontics Dr Palani has 
determined as of October 2017 James Marshall’s teeth can no longer be capped, 
that it is too late to save his teeth and he is not able to wear false teeth due 
to his severe autism. 
The financial harm to our family continues to compound and is terrifying. Much 
of our loss is permanent. Our lungs will never be as  healthy as they were. The 
termites have had over a year in the rotten wood PETERSEN DEAN refused to remove 
yet asked a judge to allow PETERSEN DEAN sell our home to be paid for this work 
they did not do and the damage is much worse and ongoing as PETERSEN DEAN still 
attempt to foreclosure on our house in-spite of not doing the agreed upon work. 
The sneak attack plan of HERO and PETERSEN DEAN was to steam roll and sell the 
house before any discovery could even begin. 
 
We pray that the discovery process will now begin in spite of PETERSEN DEAN and 
HERO FINANCING ‘s documented attempt to obstruct justice to get away with the 
tax credit scam confirmed by H&R Block’s review of the financial documents. 
 
Respectfully, 
Jennifer Marshall 
 
Previously sent: Emails from HERO denying they refused to communicate with me. 
Then HERO refused to communicate with me. 
Never before have I experienced financing that refused to communicate.
 

 

      

      

      

      

 
 
> On Dec 16, 2017, at 12:42 PM, Jennifer E Marshall  wrote: 
> 
> Attn: Doris Velasquez CSLB SF 2016 9935 Petersen Dean Case 
> 
> Attn: Attorney General / California Department of Justice 
> 
> Does home owner need to file a second CSLB case against Petersen Dean 
specifically for the financial fraud element? 
> 
> Please review ongoing court documents and evidence stored at: 
> PetersenDean.blogspot.com 
> 
> Dear DOJ and CSLB, 
> 
> Physical damage: To be clear, there is ongoing evidence that rotten termite 
infested wood was covered with new shingles by Petersen Dean. The creaking on 
the roof is louder with time and sounds like a heavy person is walking on the 
roof. Termite activity on the roof is verified by visible sight of tiny holes 
inside the house on the master bedroom ceiling that termite shavings are falling 
from. The loud creaking is coming from the same portion of the roof that shows 
termite activity on rotten wood that was not removed. Petersen Dean laughed off 
the wood trim that could not hold primer and paint as “thirsty wood”. There is 
obviously a lot of “thirsty wood” underneath the new shingles, with heavy solar 
panels on top of the fragile rotten wood that creaks like it is going to snap 
soon. I fully expect the solar panels to crash into the master bedroom or into 
my neighbors side yard, possibly causing death, severe injuries as well as 
property damage. My HOA might sue me because of Petersen Dean’s sloppy works. I 
contacted the SCLB to save me and my autistic son from being held accountable 
for what HERO and their contractor Petersen Dean have done to our property. 
> 
> A verifiable down payment for termite treatment by Pacific Coast Termite to be 
done after Petersen Dean removed all the rotten wood was paid in 2016. The 
rotten wood was never removed by Petersen Dean and the termites have continued 
eating for a whole year and counting because Petersen Dean chose not to remove 
the rotten wood and instead to put Mechanics Liens on our house to attempt to 
avoid having to remove the new shingles to remove the rotten wood they buried 
underneath those new shingles. Their plan was obviously to foreclosure and sell 
the termite infested roof as “new” to some unsuspecting buyer. This is financial 
fraud against me and my disabled son that HERO and Petersen Dean are trying to 
perpetuate more fraud against even more unsuspecting home buyers if they succeed 
in stealing our house. 
> 
> The TAX CREDIT SCAM portion of the complaint: 
> 
> FINANCIAL FRAUD DAMAGES in addition to physical damages: To be clear, the 
electrical inspection that was slated to be done by the CSLB was not scheduled 
and not completed. No Electrician from CSLB documented the sledgehammer 
electrical damage done by Petersen Dean to the electrical wiring in the garage. 
> 
> An electrical inspection by the CSLB of the solar panels that HERO/RENOVATE 
AMERICA and PETERSEN DEAN promised to remove after H&R Block reviewed the 
documents and stated it was a TAX CREDIT SCAM, was never completed by the CSLB, 
probably because everyone except Building & Safety believed Petersen Dean would 
keep their word and remove the solar panels. Petersen Dean and HERO financing 
did not keep their word. HERO and Petersen Dean deliberately used the time that 
lying about removing the solar panels provided them, to attempt to conceal the 
original HERO financing documentation, destroy records and file Mechanics Liens 
instead of completing the job. After Petersen  Dean abandoned the unfinished 
job, Petersen Dean’s Attorney called me and told me, “HERO had nothing to do 
with this.” I informed Mr. George Milionis that I still had my emails proving my 
HERO project was approved and I may select one of their contractors. I selected 
Petersen Dean. I still have these records and have made copies to a blog so they 
do not “disappear”.  HERO and Mr Milionis may have destroyed their copies of the 
HERO Financing application and acceptance emails but I saved all my copies and 
emails. 
> 
> BUILDING & SAFETY was the first to point out that in fact it appeared PETERSEN 
DEAN and HERO had no intention of removing the solar panels because PETERSEN 
DEAN balked at requesting the SOLAR PERMIT REFUND. PETERSEN DEAN not only 
neglected to apply for a SOLAR PERMIT REFUND, Petersen Dean and HERO both cut 
off communication with me when I told them H&RBlock’s findings and that BUILDING 
& SAFETY verified the SOLAR PERMIT REFUND had not been applied for. At that time 
PETERSEN DEAN and HERO both assured me they were preparing to remove the solar 
panels. 
> 
> I called Helena Shi, my solar contact at Petersen Dean to tell her Building & 
Safety told me no effort had been made by Petersen Dean to prepare for removing 
the panels. At that time Building & Safety also informed me that Petersen Dean 
did un-permitted work on my water heater, that Petersen Dean did not get a 
permit to alter my water heater. This is illegal. 
> 
> Helena Shi responded to my informing her that Building & Safety told me 
Petersen Dean was not really applying for the solar permit refund and had not 
drawn a permit to alter the water heater either with, “I’m not allowed to talk 
to you anymore.” My financing for the project, HERO, also informed me that they 
were not going to talk with me anymore. I later discovered, by going to the 
Courthouse and asking, that during this time period that HERO and PETERSEN DEAN 
said they were preparing to remove the panels, in fact they were removing 
documentation and attempting to conceal there had ever been Hero Financing and 
placing two MECHANICS LIENS on our house. 
> 
> Please advise me if I need to file a second CSLB complaint to deal solely with 
the financial fraud aspect of this matter or verify that the financial crimes 
are included in the same complaint as the physical property damages are. Thank 
you. 
> 
> Respectfully, 
> 
> Jennifer Marshall 
> 
> Photo of Inside of the house view where exterior rotten “thirsty wood” is 
located. Termite shavings are now falling into the house as the termites 
continue to eat the rotten wood HERO/PETERSEN DEAN left on our roof: 

THE DISCOVERY PROCESS PETERSEN DEAN AND HERO TRIED TO COVER UP

UPDATE CSLB / DOJ
RE: FRAUD/PETERSEN DEAN SOLAR AND HERO FINANCING


Date:
Saturday, December 16, 2017 12:42 PM
From:
Jennifer E Marshall


Subject:
CSLB SF 2016 9935 Petersen Dean Case / Court Case BC661819
Attn: Doris Velasquez CSLB SF 2016 9935 Petersen Dean Case

Attn: Attorney General / California Department of Justice

Does home owner need to file a second CSLB case against Petersen Dean
specifically for the financial fraud element?

Please review ongoing court documents and evidence stored at:
PetersenDean.blogspot.com

Dear DOJ and CSLB,

Physical damage: To be clear, there is ongoing evidence that rotten termite
infested wood was covered with new shingles by Petersen Dean. The creaking on
the roof is louder with time and sounds like a heavy person is walking on the
roof. Termite activity on the roof is verified by visible sight of tiny holes
inside the house on the master bedroom ceiling that termite shavings are falling
from. The loud creaking is coming from the same portion of the roof that shows
termite activity on rotten wood that was not removed. Petersen Dean laughed off
the wood trim that could not hold primer and paint as “thirsty wood”. There is
obviously a lot of “thirsty wood” underneath the new shingles, with heavy solar
panels on top of the fragile rotten wood that creaks like it is going to snap
soon. I fully expect the solar panels to crash into the master bedroom or into
my neighbors side yard, possibly causing death, severe injuries as well as
property damage. My HOA might sue me because of Petersen Dean’s sloppy works. I
contacted the CSLB to save me and my autistic son from being held accountable
for what HERO and their contractor Petersen Dean have done to our property.

A verifiable down payment for termite treatment by Pacific Coast Termite to be
done after Petersen Dean removed all the rotten wood was paid in 2016. The
rotten wood was never removed by Petersen Dean and the termites have continued
eating for a whole year and counting because Petersen Dean chose not to remove
the rotten wood and instead to put Mechanics Liens on our house to attempt to
avoid having to remove the new shingles to remove the rotten wood they buried
underneath those new shingles. Their plan was obviously to foreclosure and sell
the termite infested roof as “new” to some unsuspecting buyer. This is financial
fraud against me and my disabled son that HERO and Petersen Dean are trying to
perpetuate more fraud against even more unsuspecting home buyers if they succeed
in stealing our house.

The TAX CREDIT SCAM portion of the complaint:

FINANCIAL FRAUD DAMAGES in addition to physical damages: To be clear, the
electrical inspection that was slated to be done by the CSLB was not scheduled
and not completed. No Electrician from CSLB documented the sledgehammer
electrical damage done by Petersen Dean to the electrical wiring in the garage.

An electrical inspection by the CSLB of the solar panels that HERO/RENOVATE
AMERICA and PETERSEN DEAN promised to remove after H&R Block reviewed the
documents and stated it was a TAX CREDIT SCAM, was never completed by the CSLB,
probably because everyone except Building & Safety believed Petersen Dean would
keep their word and remove the solar panels. Petersen Dean and HERO financing
did not keep their word. HERO and Petersen Dean deliberately used the time that
lying about removing the solar panels provided them, to attempt to conceal the
original HERO financing documentation, destroy records and file Mechanics Liens
instead of completing the job. After Petersen  Dean abandoned the unfinished
job, Petersen Dean’s Attorney called me and told me, “HERO had nothing to do
with this.” I informed Mr. George Milionis that I still had my emails proving my
HERO project was approved and I may select one of their contractors. I selected
Petersen Dean. I still have these records and have made copies to a blog so they
do not “disappear”.  HERO and Mr Milionis may have destroyed their copies of the
HERO Financing application and acceptance emails but I saved all my copies and
emails.

BUILDING & SAFETY was the first to point out that in fact it appeared PETERSEN
DEAN and HERO had no intention of removing the solar panels because PETERSEN
DEAN balked at requesting the SOLAR PERMIT REFUND. PETERSEN DEAN not only
neglected to apply for a SOLAR PERMIT REFUND, Petersen Dean and HERO both cut
off communication with me when I told them H&RBlock’s findings and that BUILDING
& SAFETY verified the SOLAR PERMIT REFUND had not been applied for. At that time
PETERSEN DEAN and HERO both assured me they were preparing to remove the solar
panels.

I called Helena Shi, my solar contact at Petersen Dean to tell her Building &
Safety told me no effort had been made by Petersen Dean to prepare for removing
the panels. At that time Building & Safety also informed me that Petersen Dean
did un-permitted work on my water heater, that Petersen Dean did not get a
permit to alter my water heater. This also is illegal.

Helena Shi responded to my informing her that Building & Safety told me Petersen
Dean was not really applying for the solar permit refund and had not drawn a
permit to alter the water heater either with, “I’m not allowed to talk to you
anymore.” My financing for the project, HERO, also informed me that they were
not going to talk with me anymore. I later discovered, by going to the
Courthouse and asking, that during this time period that HERO and PETERSEN DEAN
said they were preparing to remove the panels, in fact they were removing
documentation and attempting to conceal there had ever been Hero Financing and
placing two MECHANICS LIENS on our house.

Please advise me if I need to file a second CSLB complaint to deal solely with
the financial fraud aspect of this matter or verify that the financial crimes
are included in the same complaint as the physical property damages are. Thank
you.

Respectfully,

Jennifer Marshall

Photo of Inside of the house view where exterior rotten “thirsty wood” is
located. Termite shavings are now falling into the house as the termites
continue to eat the rotten wood HERO/PETERSEN DEAN left on our roof: